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Daily Report : Accenture의 뱅킹 소비자 연구 보고서 2025

1. Accenture의 뱅킹 소비자 연구 보고서 2025디지털화로 인한 비개인화 심화: 디지털 전환으로 은행 업무가 비개인적, 거래 중심으로 변모해서 고객 73%가 주거래 은행 외 다수 은행을 이용하고, 58%가 지난 1년간 신규 금융 상품 구매.'옹호(Advocacy)'의 재무적 가치: 충성도를 넘어 고객이 은행을 적극 옹호할 경우, 상위 20% 은행은 타 은행 대비 1.7배 빠른 매출 성장(북미 2.6배)을 기록하고, 지갑 점유율(share of wall...

(PDF) Accenture - Banking Consumer Study 2025

Digitalization has made banking less personal and more transactional. The lack of connection in digital interactions is pushing customers to seek more personal banking experiences and engage with multiple banks.To uncover the key drivers banks can use to build advocacy, Accenture analyzed 49,300 customers across 39 countries and 700 banks. Banks that build true advocacy strengthen customer bond...

Microfluidics Could Be the Answer to Cooling AI Chips

Targeting specific components improves overall cooling efforts.Data center rack density has risen rapidly in recent years. Operators are cramming more computing power into each server rack to meet the needs of AI and other high-performance computing applications. That means that each rack needs more kilowatts of energy, and ultimately generates more heat. Cooling infrastructure has struggled to...

Selling To Machines : How AI Will Change E-Commerce

Agentic referral and procurement will shift the market ecosystem.How did you get to this article? Maybe you opened a link in an email, or you navigated from the Fast Company home page. Perhaps you Googled “agentic AI” and this figured in the results. The point is, you almost certainly clicked, scrolled, tapped, or typed your way here, because that’s the digital grammar that shapes nearly eve...

(PDF) Bain - Technology Is Radically Reshaping Auto Economics

Digital technologies and AI are poised to increase the efficiency of automotive processes by 30%.Advanced digital technologies and AI are set to significantly reshape automotive economics, with industry managers expecting efficiency gains of 10% in three years and 30% within five years. Productivity improvements of this scale will fundamentally transform processes and permanently alter the indu...

OpenAI Era Pushes Old-School Stock Analysts Into Private Markets

The growing clout of private companies like OpenAI is causing Wall Street to redraw the boundaries of its equity research business.The rapid rise of dominant private companies such as OpenAI is forcing Wall Street to redraw long-standing boundaries around its equity research businesses. What was once a domain almost entirely focused on publicly listed companies is evolving quickly, as large ban...

Ventete's Inflatable Bike Helmet Flattens to Become Thinner Than a Laptop

London-based design brand Ventete has developed a blow-up cycling helmet that uses air instead of foam to absorb impact and easily fits into a bag when deflated.The AH-1 helmet, shortlisted for a 2025 Dezeen Award in the product design category, was created in response to cultural shifts that have made cycling an everyday mode of transport in UK cities.Ventete aimed to develop a product that co...

In Tokyo, a New Space for Writing Letters to the Departed as a Quiet Ritual of Grief

A Buddhist temple has created a space in Tokyo dedicated to letter-writing as a ritual of connecting with deceased loved ones.Shodaiji Temple's Tegamidera Hamacho, opening on 22 November 2025, allows people to "send thoughts to that person whom you will never meet again." The letters are later ceremonially burned by monks at the temple's Funabashi location, with participants receiving certifica...

Income Shapes How Americans Feel About Aging

Results from a recent survey from the Pew Research Center shed a light on the inequalities in the way older Americans feel about aging. As the think tank points out, around one in five adults in the U.S. today (18 percent) is aged 65 and over, and the way they experience becoming older is majorly shaped by income.As our infographic shows, while more than six out of ten of the older Americans wi...

 

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